top of page

 What Do You Have   Inside You? 

Our Staff

Sunny Rubin – President and Founder of Golden Years Design Benefits

Sunny Rubin would say I am woman,“mommy”, grammy, and senior advocate.  Sunny has 28 years of experience selling Senior Products.  In addition, Sunny teaches Medicare to agents nationwide.  The agency was started out of her house in 1991 and grew to serve 42 states with a corporate office located in Freehold, NJ. 

Sunny is a mentor to over 500 agents across the United States. She has taught Medicare classes at Brookdale Community College and has been invited as a guest speaker for various organizations such as the Red Hats, charitable organizations, senior centers, adult communities and talk radio.

When Sunny has some free time, she enjoys babysitting for Jack, her grandson.

Devin Rubin – Managing Director

Devin joined Golden Years in September of 2016 making it a second-generation family-owned business. Devin is the Managing Director and oversees the call center. Coming from the pharmaceutical industry, Devin brings his sales experience and drug knowledge to help clients with Part D prescription plans.

Devin's pharmaceutical background helps pace clients in new plans to help lower their monthly premiums. His understanding of the medical qualifications that are required by the insurance companies allows him to easily place clients in the proper plan. 

After a long day at work, Devin is greeted at home by his wife Dawn, son Jack, and rescue puppy Molly!  Devin is always rushing off to coach hockey01 (LOL) with his son Jack and Molly always wants to wag along!

Martin Picinic – Executive Sales Manager

Martin came to Golden Years in August 2012 after leaving Met Life Insurance and has 15 years of insurance experience. Martin oversees telephone sales in 42 states. His product knowledge throughout the states makes him an expert in helping clients select the appropriate company for their individual needs.

Lucky, Martin’s parrot, flies to Martin’s shoulder and hangs out watching Giants football!  Now, Lucky, is an avid Giants fan, too!

Lisa Pargament – Office Manager/Sales Executive

Lisa joined Golden Years in November 2009 as an assistant to Sunny Rubin. Lisa is a licensed sales broker with experience in Medicare, Obamacare, group insurance, Group Medicare insurance and Dental/Vision insurance.  Clients, friends, and families are always referring Lisa because of deep knowledge about health insurance for all ages. 

No matter what the weather conditions are, through rain sleet and snow, Lisa will pick up her daughter from school in Binghamton, NY, with a care package always in hand. You can find Lisa most spring days on the baseball fields cheering for her son’s team to victory!

Anthony Berg – Sales Manager- Medicare and Under 65 Health Insurance Expert

Anthony has grown up in the insurance business, as his father is a 40 year veteran with a vast knowledge of Health insurance products. Anthony has held various positions in the insurance business prior to joining Golden Years.  Anthony specializes in helping seniors understand the complexities of Medicare and assists clients that are in need of health insurance for clients that are under 65. 

Anthony graduated from Rutgers University and enjoys working out and spending time with his family.

Richard Ugaro – Sales Manager- Medicare Sales Consultant 

Richard has been licensed to help Seniors with health insurance for 2 years.  Richard provides excellent customer service and our clients have been extremely pleased with his level of professionalism. 

Richard enjoys playing basketball when he is not helping Seniors with Medicare and is a  foodie, he and his girlfriend enjoy attending FoodTruck Festivals.

Art Frischman – Senior Benefits Specialist 

Art has been in the financial services industry for fifteen years and has extensive knowledge of the needs of seniors.   He has helped many families with their retirement planning using annuities, tax-free life insurance programs, pension maximization, and 401K rollovers, as well as maximizing their social security and Medicare benefits.   Art believes that safety in principle a key element to any retirement program. 

When not working, Art resides with his wife of Heid, his wife of 37 years, and also enjoys spending time with their 3 daughters.  He is also an avid Yankee fan and has coached youth soccer for 11 years in East Windsor and Cranbury.

Daisy Martinez – Administrative Assistant

In 2015, Daisy moved from Oregon, landed in New Jersey, and became a part of our family.  Daisy is an excellent source for resolving any issues for clients and for underwriting issues with the insurance companies. Daisy oversees application processing and addressing related issues. 

Daisy has been voted Miss Congeniality by our office! Her dog, Bruce Wayne (Yes, Like Batman), likes it when she comes home on time, so he can go outside for a walk!


Stacey Burke – Receptionist

Stacey joined us in early 2017 and fit right into our family!  She is our number one cheerleader for greeting our clients whether it’s by phone or in person. Stacey is happily on board to assist with solving client’s questions and concerns. 

Montana, Stacey’s dog, a mix boxer bulldog rescue, is the love of Stacy’s life and just turned 2 this past Valentine’s Day.

bottom of page